September is National Life Insurance Awareness Month

September is not only the beginning of fall and the kickoff for football season; it is also National Life Insurance Awareness Month. Why do we need an entire month focused on raising awareness about an insurance product that is not even required? Because many people who should have life insurance are not aware of how…

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Is Your Business Covered for Cyber Attacks?

The risks of doing business in the online world are growing by the day. It seems every other week, we hear about another major organization that has suffered from a data breach. In fact, it seems even the political parties cannot seem to keep their sensitive data protected from security breaches. If organizations with multi-million…

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Split-Dollar Life Insurance The Overlooked Executive Benefit

Some executive benefits are so commonplace that their names are heard repeatedly in the news. Stock options, restricted shares, cash bonuses, etc. make up the majority of the compensation packages for many executives. But there is an often-overlooked executive benefit that is very powerful for organizations that utilize it: life insurance. Most employer-provided life insurance…

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Life Insurance and Reverse Mortgage Strategy

Life insurance is an essential part of the financial plan of every individual. And it is particularly important if you have others depending on you, such as your spouse and children. For example, if you are the primary breadwinner in your house, you should have enough insurance to (at the very least) replace your income…

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How to Keep Control of Commercial Auto Insurance Costs

Commercial auto rates have risen sharply in recent years. The primary reasons for the rate increases are rising claims, soft pricing, and skyrocketing jury awards. The Insurance Journal reports that the commercial auto sector has evolved into a “chronically underperforming product segment”, paying out an average of $1.06 for every $1.00 collected in premiums over…

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