How to Keep Control of Commercial Auto Insurance Costs

Commercial auto rates have risen sharply in recent years. The primary reasons for the rate increases are rising claims, soft pricing, and skyrocketing jury awards. The Insurance Journal reports that the commercial auto sector has evolved into a “chronically underperforming product segment”, paying out an average of $1.06 for every $1.00 collected in premiums over…

Read the full article


Cyber Liability Insurance: Who Needs It and Why

Cyber criminals are all over the Internet these days. And many of them are heavily financed and backed by large criminal organizations or even national governments. In fact, there has been extensive speculation over the past several months about the Russian government attempting to hack the U.S. presidential election. Many major corporations have also suffered…

Read the full article


How to Pay for Both Long-Term Care and Life Insurance

Life expectancies of Americans continue to rise. More and more people are living well into their 80s, 90s, and even crossing the century barrier. The one major downside to longer lifespans is deteriorating health as you age, and the increased likelihood that you may require long-term care. Long-term care insurance was created to address the…

Read the full article


Do You Have Enough Disability Insurance to Pay Your Mortgage

Most workers depend on their paychecks to cover their mortgage, pay other household bills, and put food on the table. This means if you become disabled and are no longer able to work, you need some type of backup plan to keep your head above water. Many companies provide disability insurance to their employees, but…

Read the full article


Planning a Vacation? Secure Peace of Mind with Travel Insurance

Many Americans take a vacation or two each year. And if you are going on a trip, there is a lot of planning involved. Often, you will be flying to your destination and staying in a hotel. You may also be planning to take in several activities during the trip, such as going on a…

Read the full article