Insurance for Freelancers: What Kinds of Insurance Make Sense for Freelance Workers
Freelancing is a rapidly growing sector of our workforce. There are now an estimated 42 million Americans working as independent contractors. And although freelancing offers a lot of advantages such as freedom and flexibility of work schedule, there are some challenges as well. One of the biggest dilemmas for a freelance worker is what kinds…
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Professional Liability Insurance Policy Primer
The need for a professional liability insurance policy for business owners in Maryland is a crucial protection for any business owner. These policies are financial products devised to compensate the insured (your business entity) in the event of a claim being made against it. The policy covers damages sought under claims for errors, omissions, or…
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Does Your Business Insurance Cover Cyber Attacks?
The risks of doing business online are growing by the day. It seems that every other week, we hear about another major organization that has suffered from a data breach or other cyber attack. In fact, it seems even the political parties cannot seem to keep their sensitive data protected from security breaches. If organizations…
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Why Return of Premium Life Insurance May be The Best Option
When it comes to life insurance, a large number of Americans prefer term instead of whole life because you can typically get a lot more coverage for a lot less premium. Term insurance is significantly more affordable, but there is one major drawback. If you outlive the length/term of the policy, you lose everything you…
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GoFundMe Should Not Be Your Life Insurance Plan
As part of Life Insurance Awareness Month, we thought it was important to tackle one of the more recent trends among those who lose close relatives and do not have the funds to pay their final expenses; starting a crowdfunding campaign. The modern iteration of crowdfunding got its start in 1997, and during the past…
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