Do I Need Disability Insurance
Most Americans believe they already pay too much for insurance. So when they look at an optional product such as disability insurance, the obvious question is “do I really need this?” After all, you are probably in good health and do not foresee anything catastrophic happening to you. An interesting 2016 survey by the Life…
Read the full article
Do You Have Enough Disability Insurance to Pay Your Mortgage
Most workers depend on their paychecks to cover their mortgage, pay other household bills, and put food on the table. This means if you become disabled and are no longer able to work, you need some type of backup plan to keep your head above water. Many companies provide disability insurance to their employees, but…
Read the full article
Why You Cannot Count on Disability Insurance through the Government or Your Employer
There are a lot of misconceptions about disability insurance, and this is one of the reasons the industry designates May as Disability Insurance Awareness Month. Many working Americans do not have a disability policy because they believe if something happens to them then they will be covered through either their employer or the government. Sadly,…
Read the full article
3 Common Myths about Disability Insurance
Many people complain about being “insurance poor.” There are so many types of policies we are required to have; such as auto, home, business and now health insurance. Though the likelihood of becoming disabled during your working career is higher than many other risks, many people either are simply not aware of the need for…
Read the full article
How to Choose the Right Disability Insurance Policy
As part of Disability Insurance Awareness Month, we have put together a short guide on how to choose the right policy to fit your circumstances. Disability Insurance Basics: There are two general types of disability insurance policies; short term and long term. Short term disability (STD) policies provide coverage almost immediately after a covered incident…
Read the full article
What is Disability Insurance?
Many Americans believe they are insurance poor. We are required to buy insurance on our vehicles, homes, and now health insurance is a federal requirement. So it is understandable that some would view Disability Insurance Awareness Month (DIAM) with some skepticism. After all, why do we need to dedicate a whole month to discuss this…
Read the full article
How Disability Insurance Can Help You
Many Americans consider themselves “insurance poor” and for good reason. We are required to carry auto insurance if we own a car, homeowner insurance if we own a home, and now health insurance just for existing. With all the insurance we are required to carry, it is small wonder that many people overlook disability insurance….
Read the full article
