Tag-Archive for Disability Insurance Coverage

Do I Need Disability Insurance

Most Americans believe they already pay too much for insurance. So when they look at an optional product such as disability insurance, the obvious question is “do I really need this?” After all, you are probably in good health and do not foresee anything catastrophic happening to you. An interesting 2016 survey by the Life…

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Do You Have Enough Disability Insurance to Pay Your Mortgage

Most workers depend on their paychecks to cover their mortgage, pay other household bills, and put food on the table. This means if you become disabled and are no longer able to work, you need some type of backup plan to keep your head above water. Many companies provide disability insurance to their employees, but…

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May Is Disability Insurance Awareness Month

Spring is here, and May is the month we honor our mothers and look forward to summer vacation. May is also Disability Insurance Awareness Month. Today, many Americans depend heavily on the income from their job for survival. But what would happen if you were no longer physically (or mentally) able to perform your work?…

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3 Common Myths about Disability Insurance

Many people complain about being “insurance poor.” There are so many types of policies we are required to have; such as auto, home, business and now health insurance. Though the likelihood of becoming disabled during your working career is higher than many other risks, many people either are simply not aware of the need for…

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How to Choose the Right Disability Insurance Policy

As part of Disability Insurance Awareness Month, we have put together a short guide on how to choose the right policy to fit your circumstances. Disability Insurance Basics: There are two general types of disability insurance policies; short term and long term. Short term disability (STD) policies provide coverage almost immediately after a covered incident…

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What Happens if You Get Hurt On the Job?

May is Disability Insurance Awareness Month, so it is time to focus on why disability insurance is worthy of consideration. Virtually everyone has seen that goose making funny noises on TV, but how much do you really know about your risk of getting sick or injured, and what it can do to your income? A…

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