Tag-Archive for Life Insurance Coverage Amount

September is Life Insurance Awareness Month

Life Happens is once again coordinating their annual Life Insurance Awareness Month campaign for the month of September. The theme this year is “Journey to Financial Fitness.” Having life insurance is an important part of being financially fit, because it insures your most important asset; you. If you have been waiting for the right time…

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Split-Dollar Life Insurance The Overlooked Executive Benefit

Some executive benefits are so commonplace that their names are heard repeatedly in the news. Stock options, restricted shares, cash bonuses, etc. make up the majority of the compensation packages for many executives. But there is an often-overlooked executive benefit that is very powerful for organizations that utilize it: life insurance. Most employer-provided life insurance…

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Life Insurance and Reverse Mortgage Strategy

Life insurance is an essential part of the financial plan of every individual. And it is particularly important if you have others depending on you, such as your spouse and children. For example, if you are the primary breadwinner in your house, you should have enough insurance to (at the very least) replace your income…

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Important Considerations When Choosing the Right Life Insurance Plan

Just about everybody needs life insurance. Unless you are in the top 1% and have enough in savings and investment to cover final expenses and allow your family to maintain the same standard of living, it is best to maintain some level of coverage. Deciding which type of policy to purchase can be confusing, however,…

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Who Should Your Life Insurance Beneficiary Be?

For anyone who has obligations and people they need to take care of in the event of a worst case scenario, life insurance is a necessity. And one of the most important considerations when taking out a life policy is who to name as beneficiary. This may seem pretty straightforward, and in some cases it…

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How Much Does Life Insurance Really Cost?

Every year when summer winds down and families work hard to get the kids back in school and back to their normal routines. This seasonal transition is the perfect time to consider whether or not you have enough life insurance protection for your family. This is part of the reason why September has been designated…

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Life Insurance Awareness Month: The Ghostwriter’s Personal Story

September has been designated by the National Association of Insurance and Financial Advisors (NAIFA) as Life Insurance Awareness Month. The reason that we set aside an entire month to make Americans more aware of the need for life insurance is that so few of us have enough of it. This is a tragedy when you…

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